Saving clients 30 to 50% since 1984!

DEMA was created by incorporating and providing leading-edge technology and service solutions in the healthcare benefits consulting industry for small and medium sized groups as well as individual and family clients. DEMA continues to address and deliver healthcare benefit solutions and has successfully assisted, facilitated and communicated to this segment of Americas’ Business and Consumer-based demographic for more than 28 years!

Professional services are designed to incorporate the latest trends and tools allowing employees to choose their own coverage to benefit program designed by employers as well as individuals and families, without adding to their costs or administrative tasks. DEMA will design and/or modify a client’s healthcare plan needs using the latest technologies, such as real-time quoting systems from “first-quality” to “multiple services” entities. This allows any employer who can no longer afford, or is currently unable to afford coverage, a traditional health insurance plan in today’s complex and difficult market situation in a manageable and cost-effective way.

Cost Saver Benefits and options such as a Prescription Drug Card offering Generic, Brand-Name Formulary, Brand-Name Non-Formulary, Specialty Pharmacy, a Lab Benefits Card Program, an Optional Pregnancy Benefit, Physician Services, Non-Surgical Outpatient and Emergency Services, Hospital and Facility Benefits are available. The utilization of over 40+ providers, TPAs, and other health, dental, life, disability, long-term care, as well as supplemental, carriers are available assuring coverage of all your needs. DEMA is strategically positioned to offer, any client, quality healthcare in the “specialized” service now and for years to come!