Ever wonder how other businesses lower the cost of their group medical plans?

The fact is that premiums are going up all over the country by double digits and managed care is not going to reduce those increases. The only option a business owner has presently to avoid the premium increases is to strip out benefits…?

Not Any More!

With DEMA you have an opportunity to reduce costs without lowering benefits. You will simply pay for your plan in a slightly different method…

The New Way to Purchase Insurance, Self-Funding for Small Groups.

How Does It Work?

First - the employer enrolls in a high-deductable plan offered by one of California's largest insurers.

Second - the employer designs the benefits the way it wants and shares the cost with employees.

Third - DEMA ties it all together with its fully automated state-of-the-art administration & claims system. DEMA provides a turnkey customer-friendly program.

Forth - the insurance carrier starts to pay after the legible changes reach the carrier’s high deductable.

Fifth - DEMA reports financial results back to the employer.

The results… lower costs, better benefits, and happy employees!

For more information on Healthcare planning go to:Glossary of Terms in Managed Health Care