Service of Exceptional Quality

DEMA & Associates has provided health care benefit planning services to countless businesses since 1984

This website is designed to help employers with two or more employees, families, and their dependants understand health care plans and how they can lower the cost of benefits provided to employees.

Please contact us at 866.626.0662 for a quote and/or answers to all of your questions.

Let DEMA & Associates show you how you can:

• Lower cost 30% or more.
• Improve your benefits.
• Let you select your group or individual health care/family health care plan(s) and benefit planning
• Minimize future rate increases
• Put yourself in control of individual health care/family health care cost and benefit planning

Member to Member Discounts

• Up to 30% to 50% savings on Group Health Care Insurance, Family Health Care Insurance, or Individual Care Health Insurance, Dental and Vision, Disability Plans with all potential annual premium reductions possible.
• 20%-50% discount up to $250.00 off any initial setup fee.
• Revenue sharing per enrolled active employee/monthly* Example: ($2.00* if Broker collects a fee on an 18 employee group=$36.00 per mo=$423.00 per year!)